Software Engineer - .Net / API

Overview Join a team at the center of a technology transformation within Equipment Finance, where you'll help support and modernize the applications, APIs, data solutions, and technology platforms that power critical business capabilities. This role is ideal for a well-rounded technologist who enjoys software development but also wants the opportunity to work across data, integrations, application support, troubleshooting, and business-facing problem solving. This is not a traditional development role focused primarily on writing new code. The work may vary based on business and technology priorities and includes enhancing existing applications, supporting production systems, working across APIs and data integrations, troubleshooting technical issues, and solving problems across a diverse technology environment. The ideal candidate brings a blend of development and data experience, curiosity, adaptability, and a willingness to learn unfamiliar technologies and business domains. You'll be successful in this role if you enjoy digging into problems, working through ambiguity, collaborating with technology and business partners, and contributing across the full lifecycle of the solutions you support. Primary Responsibilities Work within the boundaries of the approved Software Development Life Cycle (SDLC) to solve business needs and minimize risks to the Bank through clean and resilient code with guidance as needed. Design, develop, test, and support applications, APIs, and data solutions that enable business capabilities and operational efficiency. Work across a varied technology ecosystem that includes custom applications, APIs, databases, data integrations, and third-party technology platforms. Balance application development and enhancement work with production support, troubleshooting, integration, and ongoing application support. Investigate and solve technical problems across existing systems and applications, including unfamiliar code and technologies. Provide feedback in pull requests to other team members. Participate in code reviews by presenting code and providing constructive feedback on code quality, maintainability, and performance. Write organized, clean, efficient, and secure source code in one or more programming languages. Utilize source control management tools such as GitHub and Azure DevOps to organize, maintain, and deploy code. Assist in the design and implementation of data models, data acquisition processes, and data movement solutions. Jointly analyze technical and business requirements for completeness, accuracy, and feasibility with senior team members to ensure accurate scoping of work. Collaborate across development, data, and business teams to document and communicate technical implementation details clearly and concisely. Support testing, troubleshooting, and resolution of application and data-related issues. Continuously learn and apply emerging technologies, tools, and engineering best practices. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports a culture of belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required Associate's degree and a minimum of 3 years’ systems analysis and/ or application development work experience OR Bachelor's degree and a minimum of 1 year systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 5 years’ education and/or relevant work experience, including a minimum of 1 year of systems analysis and/or application development work experience Professional proficiency in a minimum of one relevant programming language. Experience developing and supporting web-based applications and services. Experience with Microsoft technologies, including .NET. Experience with SQL Server, SQL development, and relational databases. Experience building, consuming, supporting, or troubleshooting APIs and system integrations. Experience with data modeling, database design, data acquisition, and data movement solutions. Experience supporting applications in production environments, including troubleshooting and resolving technical issues. Experience using source control and code management tools such as GitHub and/or Azure DevOps. Understanding of software development best practices, including code reviews, version control, unit testing, and controlled software delivery. Ability to analyze technical and business requirements and translate them into effective solutions. Ability to investigate unfamiliar technologies, existing code, and complex technical problems. Strong problem-solving, organizational, and time-management skills. Effective verbal and written communication skills with the ability to collaborate across technical and non-technical teams. Education and Experience Preferred Experience supporting enterprise data integration, transformation, or data warehousing initiatives. Experience working across both custom-developed and third-party/vendor applications. Experience balancing application development with production support, troubleshooting, configuration, integration, and ongoing application support. Experience working within a structured technology environment with established processes and controls. Experience working within Agile teams and participating in iterative software delivery. Experience contributing to modernization or technology transformation initiatives. Exposure to modern software engineering practices, AI-enabled development tools, or cloud-native technologies. Demonstrated comfort working through ambiguity and solving problems that may not have a predefined solution. Ability to build relationships and communicate effectively with business partners while maintaining strong technical depth. Demonstrated curiosity, adaptability, ownership, and eagerness to learn new technologies and business domains. Ability to work autonomously while collaborating effectively within a team environment. Ability to multitask across moderately complex initiatives while maintaining high-quality deliverables. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,000.00 - $148,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Philadelphia, Pennsylvania, United States of America