Sr. Staff Data Scientist, Lending

Intuit's Global Business Solutions Group (GBSG) is committed to building tools and services that significantly enhance the ability of small and medium-sized businesses to manage cash flow. At the heart of this mission, the QuickBooks Capital team is developing innovative solutions that empower customers to confidently access the right loan offerings with greater ease. The Lending Data Science team is seeking a Sr. Staff Data Scientist to serve as the analytical leader and strategic thought partner across our lending portfolio. This is a high-impact, cross-initiative role where you will set the analytics vision, raise the scientific bar across the team, and influence product, marketing, and lending strategy at the Business Unit level. As a Sr. Staff Data Scientist, you operate as a technical leader and domain expert across multiple teams and initiatives. You apply first-principles thinking to turn business strategy into analytical problems, build reusable frameworks and methodologies that the broader analytics community adopts, and influence senior cross-functional leaders (Directors and VPs) with insights grounded in deep customer understanding, business acumen, and industry-wide context. Responsibilities Set strategy across initiatives: Turn QuickBooks Capital's business strategy into analytical problems across multiple initiatives (Marketplace and partnerships/externalization), iteratively self-generating and validating hypotheses to create actionable insights and recommendations that inform decision-making at the Business Unit level. Influence senior leadership: Combine insights, business acumen, strategic considerations, and industry-wide learnings to influence cross-functional leaders up to the VP level; act as the connective tissue across Product, Marketing, Engineering, and Design. Advance the science: Identify new ML and causal inference methodologies and external trends, adapt them to lending use cases, and create shareable frameworks that enable adoption across the BU — with clarity on when and how each methodology should be used to drive business value. Lead experimentation at scale: Drive an iterative experimentation culture across the team — designing complex experiments (A/B/n, painted-door, bandits, geo/holdout, and quasi-experimental designs) and applying causal inference (Propensity Score, DiD, Synthetic Control, with growing depth in Doubly Robust Estimation and Instrumental Variables) where A/B testing is limited. Build durable segmentation & customer understanding: Identify key patterns in customer behavior by connecting insights across a portfolio of experiments and analyses; create durable customer segmentation strategies that enhance targeting, positioning, and the application experience. Shape the AI-native roadmap: Co-create the analytics/AI strategy for lending in partnership with cross-functional teams; guide phased testing and rollout with the right measurement, safety, risk, and ethical considerations; connect model performance metrics to customer and business outcomes. Drive build/buy and tooling decisions: Identify the biggest pain points in analytics workflows and serve as a thought partner on build/buy decisions; champion reusable, scalable analytics tools that eliminate redundant effort across the team. Raise the bar & develop talent: Mentor and elevate Data Scientists across the team, set scientific standards and best practices, contribute to calibrations and hiring, and scale yourself through delegation while remaining hands-on in the highest-leverage areas. Qualifications We're looking for a curious, proactive, and influential data science leader with a passion for fintech. 9+ years of experience in data science and analytics, with a track record of driving strategy and impact across multiple initiatives or business units; fintech experience (lending, credit cards, or marketplaces) strongly preferred. Demonstrated ability to apply first-principles thinking to translate ambiguous business st